‘The Georgia case sweeps more broadly than prior indictments — and for the first time, some of the charges carry a mandatory minimum prison sentence….’ (POLITICO)

One can only hope…

‘The single most effective method for resolving debts is carefully sending a series of letters invoking one’s rights under the Fair Debt Collection Practices Act of 1978 (and other legislation) to a debt collector who is operationally incapable of respecting those rights, then threatening them with legal or regulatory action when they inevitably infringe upon them in writing, leading to them abandoning further attempts at collection.

This effectively makes paying consumer debts basically optional in the United States, contingent on one being sufficiently organized and informed. That is likely a surprising result to many people. Is the financial industry unaware of this? Oh no. Issuing consumer debt is an enormously profitable business. The vast majority of consumers, including those with the socioeconomic wherewithal to walk away from their debts, feel themselves morally bound and pay as agreed….’ (Boing Boing)